Cheap merchant accounts are a great boon for all small and home based business owners, and also for first time online merchants. With cheap merchant accounts, you have to either pay a fee of fixed rate when your site sells items or a monthly payment based on your business volume. The transaction fees of these accounts are usually higher than normal accounts, often 6% to 15% of the transacted amount.

Best Credit Card Processing Online Internet Payment Gateway Guide For Cheap Credit Card Processing Service Provider Company
Best Article On wireless credit card processing, total merchant services, virtual terminal, credit card gateway, ecommerce merchant account, total merchant services
Total Merchant Services By BRADEN of Cashvally.com
Total Merchant Services is a good one stop processing service. They offer average monthly prices and, once the account is set up,
it only takes 2 days to receive money from your customers. However, if low startup costs are important to you, consider a different service.

Average Approval Rating:
With Total Merchant Services, getting approved is no problem. They have an excellent approval rating for new merchant accounts.
Total merchant services will approve 100% of merchant accounts that meet the following standards:
Visa/Master Card volume less than $10,000 per month
Average ticket less than $300.00
Future Service Liability less than 30 Days*
Acceptable type of business
*This means that the customer receives the product or service within 30 days of the charge.
Cost Per Month*:
Total Merchant Services has among the lowest monthly costs, including a $10.00 statement fee and an $25.00 monthly minimum.
The 2.25% discount rate has a $0.20 transaction fee. Charge back fees are affordable too, at $15.00 each.

Startup Cost:
The $245.00 startup cost for Total Merchant Services is pricy compared to other services we reviewed.
Account Setup Time:
Total Merchant Services processes your application within 4 days, and it takes 2 additional days for you to begin receiving your money.
Customer Service:
We did not get through the first couple of times we tried to contact Total Merchant Services. When we did, we received answers to most of our questions.
Internet Based Features:
Total Merchant Services offer a choice between the Authorize.net and Advanced Merchant Services for your payment gateway.
P.O.S./Swiper Based:
Total Merchant Services offers 4 different models of Point-of-Sale terminals for your retail store business-a fair choice.
Here are some best total merchant services articles for Credit Card Processing Terminal Services to start with...
Credit Card Acceptance Is Important To Your Business By Verkha of Picmoney.com Credit cards have always been a great payment acceptance method. With credit card companies competing with each other on rates and credit types, there are thousands on new credit card holders Read more...
What is an Internet Merchant Account? By Natasha of Jobslover.com If you run a website for your online business and make sales online, you are going to need an Internet merchant account to process credit card transactions. An Internet Read more...
Most Recommended By Users Like You:
Credit cards are a safe and trouble-free way to accept payment from the customers. PowerPayServices.com helps merchant to accept credit cards. Merchant accounts allow credit card processing; therefore to accept credit cards the first step is to apply for a merchant account from a reliable merchant account provider. If you are online businessmen and most of your transactions are online then a merchant account is a necessity not a choice.
Resources
Visa Credit Card Processing By LILY of Cashsee.com Visa Credit Card Processing is nothing but the processing of the payments done through the visa credit cards. This is a very crucial step in the credit card payment process because the Read more...
The best way to choose a wireless network is to have your sales agent check the coverage map for the areas that you will be working in to make sure you have the best coverage possible. If for some reason you get set up and occasionally do not have service for a transaction, most wireless terminals have what’s called a store and forward feature which will allow you to complete your transaction and print out a receipt with your customer. Businesses in certain "mobile" industries may find wireless credit card processing particularly appealing. These might include those involved in home delivery or home maintenance services, towing companies, food delivery, transportation services, etc.

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