Overall, Total Merchant Services is a good credit card processing service with everything you need to get started. With Total Merchant Services, getting approved is no problem. They have an excellent approval rating for new merchant accounts. Total Merchant Services has among the lowest monthly costs, including a $10.00 statement fee and an $25.00 monthly minimum. The 2.25% discount rate has a $0.20 transaction fee. Charge back fees are affordable too, at $15.00 each.
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Best Article On visa merchant account, free merchant accounts, wireless credit card processing terminal, credit card transactions, phone credit card processing, wireless credit card processing terminal
Does Your Business Need a Wireless Credit Card Terminal By LILY of Jobslover.com
Does your business need to accept credit cards in the field or on the road? Have you lost sales because credit cards you process once back in the office decline? If this is the case,
you may want to consider getting a wireless terminal.For businesses that are "on the go" and mobile, such as pizza delivery, locksmiths, plumbers, delivery services, and home repair contractors,
a wireless terminal can improve efficiency and lower acceptance transaction costs, as well as increase the amount of business done.
With a wireless terminal, you can accept credit and debit card payments anytime, anywhere. You can accept payment for goods and service at point of delivery in real time. That means you swipe the customer's
credit or debit card and get an immediate authorization, print their receipt for signature and you are on your way!
Wireless terminals have extremely reliable airtime coverage through various cell networks including General Packet Radio Service (GPRS). In the event of finding yourself in a low-coverage area,
the terminal can store the transaction information for later transmission.
There are two main types of wireless terminals:
one similar to a cell phone has a debit card PIN pad on the back for customers to enter their check card PIN.
The other model looks more like a counter-top credit terminal but is smaller and lighter and able to access wireless networks for on-the-go processing. The cell-phone lookalike employs a separate printer,
usually worn on the driver's belt, to print out receipts.
It connects to the wireless terminal via an infrared link. The other model of terminal has a built-in printer.
It usually also has a built-in PIN pad for customers to enter their debit card PIN number. This model is often also used in malls for businesses located in a "kiosk" booth in the middle of the mall aisle.
Such kiosks often do not have access to a telephone jack, so those merchants employ these wireless terminals.
The cost savings can be significant for businesses that heretofore have accepted telephone orders and then manually entered those customers' numbers into the store's terminal.
Manually keying in numbers will result in your being charged for that transaction by your processor at the highest tier rate: Non-Qualified. This is due to the higher risk of fraud associated with such transactions.
If, instead, you swipe your customer's at time of delivery, that same transaction will now be charged as though the customer was physically present in your store - for a much lower transaction rate!
If you do a large volume of delivery telephone orders, you will probably find that you can save several hundred dollars per month in transaction fees by utilizing a wireless terminal to capture those same transactions.
Wireless terminals may be purchased, or, more commonly, leased. Lease payments per month run about $30. There is also a monthly airtime fee, much like for a cell phone, for each wireless terminal. Airtime fees are about $18 per month.
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Cheap Credit Card Processing While Choosing The Right Credit Card By BRADEN of Cashsee.com We all know that credit cards are not only the way we currently take and make payments but will continue to do so for long time. So, cheap credit card processing is the tool that the Read more...
Cheap Merchant Accounts By ELIJAH of Adsenselover.com Normally, opening a merchant account needs great initial investment, often around or above $600. Cheap merchant accounts are a viable alternative to this. These accounts need low initial Read more...
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Credit Card Processing Service helps the customer or the businessman to process the credit card payment. The service is a link between the buyer and seller and makes sure that the buyer receives his due payment. The service charges a fee for this facility that is called the processing fee. The initial step that a business needs to take to accept credit card is to set up a merchant account . You should find a merchant account provider or Credit Card Processing Service to do this.
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What is a Credit Card Gateway? By LILY of Adsenselover.com A credit card gateway is one element of a suite of e-commerce software packages that when incorporated into a website, allow for online shoppers to pay for goods and services Read more...
"We accept credit cards" is a statement that you must have come across multiple times at various shops, grocery stores and other merchant outlets. This statement is generally accompanied by a few stickers (Visa/Master card etc). With credit cards around, a lot of people have stopped carrying any cash with them or just carry a very small amount of cash with them. That means that any shop that doesn't accept credit cards is potentially losing customers. In fact, this is one reason why almost every merchant accepts credit cards.
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